SMIFID | Group
Last Updated: February 13, 2026 | Version 3.2

Terms of Service

These terms govern your use of SMIFID Group's services, website, and global business operations. By engaging with us, you agree to these legally binding terms.

Governing Law: Dubai International Financial Centre (DIFC)
Applicable in 50+ Jurisdictions

Legal Agreement

These Terms constitute a binding legal agreement between you and SMIFID Group. By accessing our services, you acknowledge that you have read, understood, and agree to be bound by these Terms.

1 Acceptance of Terms

By accessing or using any services provided by SMIFID Group (collectively, "SMIFID," "we," "our," or "us"), including our website, consulting services, project management, supply chain solutions, and any related products or services (collectively, the "Services"), you agree to be bound by these Terms of Service (the "Terms").

If you are entering into these Terms on behalf of a company, organization, or other legal entity, you represent that you have the authority to bind such entity to these Terms. If you do not have such authority, you may not use our Services.

These Terms were last updated on February 13, 2026. We may modify these Terms from time to time; continued use of our Services constitutes acceptance of the modified Terms.

2 Definitions

"Services"

All business solutions provided by SMIFID including energy, agriculture, logistics, consulting, and project management.

"Client"

Any individual or entity that engages SMIFID for Services, including their authorized representatives.

"Confidential Information"

All non-public information disclosed by either party, including business strategies, technical data, and project details.

"Project"

Specific engagement as defined in separate Statement of Work, Purchase Order, or Service Agreement.

3 Our Services

SMIFID Group provides global business solutions across multiple sectors:

Energy Solutions

Oil & gas field development, drilling services, extraction, and energy infrastructure

Agricultural Programs

Fertilizer supply, crop enhancement, farming technology, agricultural training

Logistics & Trade

Global distribution networks, supply chain management, international trade

Service Agreements

Each specific engagement shall be governed by a separate Statement of Work (SOW), Purchase Order, or Master Services Agreement (MSA) that will reference these Terms. In the event of any conflict, the specific agreement shall prevail.

4 Client Obligations

As a condition of using our Services, you agree to:

  • Provide accurate, complete, and up-to-date information when engaging our Services
  • Cooperate fully with SMIFID in the performance of Services, including timely access to facilities, personnel, and information
  • Maintain the security and confidentiality of any credentials, access keys, or account information
  • Comply with all applicable laws, regulations, and sanctions programs
  • Not use our Services for any illegal, unauthorized, or prohibited purposes
  • Not reverse engineer, decompile, or extract source code from our platforms or tools

5 Fees & Payment

Payment Terms

  • Fees as specified in the applicable SOW or agreement
  • Invoices payable within 30 days of receipt
  • Late payments subject to 1.5% monthly interest
  • Accepted: Wire transfer, LC, corporate credit

Currency & Taxes

  • All fees in USD unless otherwise agreed
  • Client responsible for all taxes, duties, VAT
  • Currency conversion costs borne by client

Non-Payment

We reserve the right to suspend or terminate Services for non-payment. Client remains liable for all fees incurred prior to suspension.

6 Intellectual Property

SMIFID IP

We retain all rights to:

  • Our methodologies, frameworks, and tools
  • Software, platforms, and proprietary technology
  • Training materials and documentation
  • Brand, trademarks, and logos

Client IP

You retain ownership of:

  • Your pre-existing intellectual property
  • Data and information you provide
  • Your confidential business information

Deliverables: Upon full payment, we grant you a non-exclusive, perpetual license to use project deliverables created specifically for you. We retain the right to reuse general methodologies and non-client-specific knowledge.

7 Confidentiality

Both parties agree to treat all Confidential Information with the same degree of care as they protect their own confidential information, but in no event less than reasonable care.

Our Obligations

  • Hold information in strict confidence
  • Limit access to personnel with need-to-know
  • Not disclose without written authorization

Duration

  • During engagement + 5 years thereafter
  • Trade secrets - perpetual confidentiality

Exclusions: Information that becomes publicly available (not through breach), independently developed, or required by law.

8 Limitation of Liability

Important Legal Limitations

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

  • SMIFID SHALL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES
  • OUR TOTAL AGGREGATE LIABILITY SHALL NOT EXCEED THE FEES PAID BY YOU DURING THE 12 MONTHS PRIOR TO THE CLAIM
  • WE ARE NOT LIABLE FOR LOST PROFITS, LOST REVENUE, OR BUSINESS INTERRUPTION

Exceptions: Nothing in these Terms excludes or limits liability for fraud, death or personal injury caused by negligence, or any other liability that cannot be limited by applicable law.

9 Force Majeure

Neither party shall be liable for any failure or delay in performance due to circumstances beyond its reasonable control, including but not limited to:

Acts of God War or terrorism Civil unrest Government actions Natural disasters Pandemics Labor disputes Supply chain disruptions Geopolitical conflicts Cyber attacks

Performance shall be suspended during the event and extended by the duration of the delay. If the force majeure event persists for more than 60 days, either party may terminate affected engagements.

10 Trade Compliance & Sanctions

Sanctions Compliance

You represent that you are not located in, under the control of, or a national/resident of any country subject to comprehensive sanctions (including Cuba, Iran, North Korea, Syria, Crimea region).

You are not listed on any restricted party lists (OFAC, UN, EU, UK Sanctions lists, etc.).

Export Controls

Our Services may be subject to export control laws. You agree to comply with all applicable export and re-export control regulations. You shall not transfer any controlled technology or software in violation of applicable laws.

11 Dispute Resolution

1

Negotiation

Parties shall attempt in good faith to resolve any dispute through negotiation within 30 days.

2

Mediation

If negotiation fails, parties agree to mediate at the DIFC-LCIA Arbitration Centre in Dubai.

3

Arbitration

Any dispute not resolved through mediation shall be finally resolved by arbitration under the DIFC-LCIA Rules. The seat of arbitration shall be Dubai, UAE. The language shall be English.

Class Action Waiver: All disputes shall be resolved on an individual basis. You waive any right to participate in class actions, collective actions, or representative proceedings.

12 Governing Law

Default Governing Law

These Terms shall be governed by the laws of the Dubai International Financial Centre (DIFC) and the applicable federal laws of the United Arab Emirates.

Jurisdiction-Specific

For clients in specific jurisdictions, the governing law may be modified in the applicable Statement of Work or Service Agreement.

13 Contact Information

Legal Department

  • Email
    legal@smifid.com
  • Phone
    +971 4 123 4567
  • Address
    DIFC, Gate Building 4, Level 7
    Dubai, United Arab Emirates

Service of Process

For formal legal notices and service of process:

SMIFID Group Holding Limited
Attn: Legal Department / General Counsel
Gate Building 4, Level 7
Dubai International Financial Centre
PO Box 123456
Dubai, UAE

Miscellaneous

Entire Agreement

These Terms, together with any SOW or MSA, constitute the entire agreement between you and SMIFID.

Severability

If any provision is held invalid, the remainder shall continue in full force and effect.

Waiver

No waiver of any term shall be deemed a further or continuing waiver.

Assignment

You may not assign these Terms without our written consent. We may assign freely.

By Using Our Services, You Acknowledge:

  • You have read, understood, and agree to these Terms of Service
  • You have the authority to bind your organization
  • These Terms form a binding legal agreement

Last Updated: February 13, 2026 | Version 3.2

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